Invoice Discounting & Financing
Supply Chain Finance Platform For Buyer | Supplier | Financier
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Get higher yields with no additional risk, achieve discounts from a wider supplier base, increase efficiency by digitizing the entire ecosystem and improve compliance by leveraging technology and much more.
Buyers
Buyers
Increase EBIDTA by reducing expenses, digitalise Supply Chain Finance by eliminating manual interventions and get the ability to finance early payment requests from Banks and TReDS portals available on Xpedize platform.
Suppliers
Suppliers
Release cash stuck as receivables, have flexibility on discounting rate, timing and amount, based on their requirements with zero documentation or manual work.
Financiers
Financiers
Expand their customer base and strengthen existing business relationships by offering a completely Digital Supply Chain Finance solution which eliminates cumbersome documentation work.
Buyers Testimonials
Happy Clients are the bedrock of any strong business and ours is no exception.
Read a few of our testimonials below.
With Xpedize, not only have we been able to significantly increase our returns and reflect them in our EBITDA but also increase business efficiency with the platform seamlessly integrating with our ERP & supplier requests being received digitally. All approvals done on the platform has made excel based working completely redundant. We have now been with Xpedize for over 18 months & we recommend it. The Platform is robust and my team and our suppliers find it very easy to use.
“We are extremely happy to share that we partnered with Xpedize on this Supplier financing platform. The way they have worked seamlessly with our IT and finance team to ensure that our system integrates seamlessly with their platform is commendable. Our suppliers are very excited as this gives them an additional source of funding at the click of a button along with clear visibility on the date of receipt of money in their bank account. Xpedize has helped us achieve significant savings in the last one year. This has really boosted our EBITDA in the Covid -19 pandemic where every penny towards EBITDA counts. I would like to recommend this solution to all my peers in the industry. It is a win-win situation for the suppliers as well as the company.”
“Teaming-up with XPEDIZE has been a great experience. Xpedize always delivered more than our expectations, the team has a great understating of Business nuances and ERP Integration, especially in a steadfast environment of SAP.”
Customized solutions
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A flexible solution for both Buyers and suppliers efficient enough for buyers to pay their suppliers for a lower price for all purchases and convenient enough for suppliers to take early payment before the due date in exchange for a small discount.
“Dynamic” word itself conveys the meaning of flexibility, so this solution provides flexibility to suppliers for managing working capital according to their requirements. Discount deducted is directly proportional to the number of days the supplier is taking early i.e., “More days, the larger the discount is.”
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Xpedize Algorithm based Auction is based on weighted parameters set by the Buyer to discover the Market Price amongst its supplier.
The Algo Auction is a price discovery tool that assists the buyer in achieving strategic treasury objectives, while allowing the suppliers to freely bid /rebid on the discount that they would like to offer for getting an early payment from their respective Buyer. During the Auction, various Suppliers raise the bids within the allotted time and an algorithm is applied to choose the bids to achieve the goal of the auction as defined by the Buyer
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Xpedize integration with TReDS provides an important aspect of our commitment to our Buyer Corporates allowing them to choose TReDS as a source of competitive financing for the early payment request raised by their Micro, Small and Medium Enterprises (MSMEs) Suppliers.
TReDS is an electronic platform for discounting trade receivables of MSMEs through multiple financiers.
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Bank financing forms an integral part of many large corporate supply chains and the importance of relationship banks is well established given their ability to support business during crucial times.
Xpedize’s approach to integrate with relationship banks of Buyers ensures that Buyers can continue to get the same service and rates from their existing relationship bank. Xpedize has multiple banks and financial institutions participating on the platform.
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A flexible solution for both Buyers and suppliers efficient enough for buyers to pay their suppliers for a lower price for all purchases and convenient enough for suppliers to take early payment before the due date in exchange for a small discount.
“Dynamic” word itself conveys the meaning of flexibility, so this solution provides flexibility to suppliers for managing working capital according to their requirements. Discount deducted is directly proportional to the number of days the supplier is taking early i.e., “More days, the larger the discount is.”
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A flexible solution for both Buyers and suppliers efficient enough for buyers to pay their suppliers for a lower price for all purchases and convenient enough for suppliers to take early payment before the due date in exchange for a small discount.
“Dynamic” word itself conveys the meaning of flexibility, so this solution provides flexibility to suppliers for managing working capital according to their requirements. Discount deducted is directly proportional to the number of days the supplier is taking early i.e., “More days, the larger the discount is.”
Suppliers Testimonials
Read a few of our testimonials below.
Xpedize helps us to meet the dynamic need of funds in business by giving us the ability to receive early payments from our clients at the click of a button
Cash flow during Covid – 19 with the help of Xpedize proved as a Lender of last resort because payments were stuck during this period. In such difficult times due to Xpedize services only I was able to pay salaries to my employees
Planning is a very important element for running a business, Xpedize platform enables us to see all accepted invoices providing us a clear vision to plan our future strategies. The team at Xpedize leaves no stone unturned to help vendors
Response of Xpedize is fabulous in terms of early payment, they helped me to get payment when I was with no option left due to continuous 3-4 bank holidays. Team is very supportive and updates regularly
Long term credit outstanding gets balanced, single update about the invoices can be fetched through platform, payment can be received during odd hours too, and it’s all because of Xpedize
Media Mentions
The latest news and information from the world of finance and business.
Business Standard
10 Oct, 2019Supply chain financing platform Xpedize is joining MonetaGo's anti-fraud network to mitigate potential financial risks like invoice frauds.[...]
CIOReviewIndia
4 Feb, 2020The Supply Chain Finance industry (SCF) is growing at a rapid pace. This growth can be attributed to emergence of various trending technologies.[...]
Supply Chain Labs
20 Feb, 2020Our 6-month program is designed to help startups overcome obstacles involved in entrepreneurship through hands-on advising and industry specific mentoring.[...]
Logisticsinsider-Web
8 June, 2020The way to combat this situation is to focus on extending your runway for at least 12-18 months. Continue to focus on the opportunity emerging from the changes [...]
Webinar : Alternate Sources of Capital
18 Apr, 2020Given that the general sentiment is that VC funding is likely to be muted for a couple of quarters, as a founder how do you bring [...]
Accenture
18 August, 2020Xpedize is proud to be selected as the Top 3 Finalists at The Accenture Ventures Challenge 2020 (Category: Supply Chain Resilience) [...]
Frequently Asked Questions
Find quick answers to common questions using our helpful FAQs.
Xpedize has successfully integrated with Buyers using SAP, Oracle, Microsoft Dynamics, and some home-grown ERPs. Standard web-based integrations can be done quickly using our web-based APIs.
We are a cloud-based solution, adhering to the highest standards of security and compliance. We deploy the best in class standards for Storage, Retrieval, and Reporting of Data.
No Platform charges are levied to Suppliers on Xpedize platform. Suppliers can view the details of their accepted invoices without incurring any cost.
Buyers have the option to dynamically choose from internal funds or leverage multiple funding options, including TReDS, Banks, and Relationship Banks, available on the Xpedize platform.
There is no need for any “Change in Contracts” or “Renegotiation of Terms” between Buyer and Supplier.
● 24*7 tracking facility of invoices pending with the Buyer for Approval on their ERP.
● Requests can be submitted at any hour if the supplier needs funds.
Discount is calculated on an absolute basis.
Example: If Monthly discount is agreed at 2% and Supplier is receiving 15 days early then the absolute discount will be
15*(2/30)= 1%.
We follow two-factor authentication on request submission. Supplier users have to enter a One Time Password(OTP) which is received on their registered email ID and mobile number for validating all requests.
Requested invoices can be tracked on the platform after logging in. Details on Invoices that are discounted on an early basis can also be downloaded from the platform at any time.